ARPIP Investment Calculator
See the numbers before you invest.
Model mortgage payment, effective rent, operating costs, yields, cash flow, debt coverage and five-year and ten-year equity using assumptions you can see and change.
ARPIP Investment Calculator
Model the property, mortgage and operating case.
Use the property and lender assumptions you actually want to test. No current mortgage market rate is inserted automatically.
ARPIP is a real-estate acquisition, ownership-support and property-management programme. Azari Luxury Properties is not a bank and does not promise mortgage approval, fixed returns, rental occupancy, property appreciation or resale liquidity. Every scenario is illustrative and depends on the inputs selected by the user. Property documents, lender decisions, applicable law and independent professional advice prevail.
Methodology
What the model calculates.
Mortgage
Standard amortising-loan formula using the entered principal, rate and term.
Effective rent
Monthly rent × 12 × occupancy.
NOI
Effective rent less management cost and annual operating expenses, before financing.
Cash-on-cash
Pre-tax cash flow divided by deposit, acquisition allowance and furnishing.
DSCR
Net operating income divided by annual debt service. It is not lender approval.
5 / 10 years
User-entered appreciation, rent-growth and expense-growth assumptions plus remaining mortgage balance.